Affordable Vehicle Finance
Competitive finance packages
Apply directly online with us
We offer finance to suit all budgets
Pick a Vehicle
Simply choose your car or commercial vehicle from our Online Showroom.
Tailored to you
Use the calculator to create your own package based on your term, mileage and deposit.
Apply Online
Apply online directly and receive a quick decision for your funding.
Same day
Collect and same day drive away or get the vehicle delivered straight to you.
* We only need a valid driving licence or passport
Please note that all loans can be settled and paid off at any time by simply obtaining a current settlement figure and can also be paid off quicker by making regular over payments.
Do not hesitate to call us for more information or a no obligation quote. All loans are subject to status.
What is Hire Purchase?
- Available for all vehicles
- Finance period 12 - 60 months
HP is very popular and has been the most traditional way to fund a vehicle, you can settle your agreement at any time and make overpayments, without incurring any penalties.
Benefits
HP gives you a number of benefits over a normal loans and is fast and easy to arrange with the decision often turned around in minutes. As we are paid directly by the finance company, you will get quicker delivery of your vehicle and as the vehicle acts as security there is no risk to your home
Protection
You will also benefit from additional protection under the Consumer Credit Act.
Hire Purchase Explained
What is Personal Contract Purchase?
- Available for vehicles up to 5 years old
- Finance period 24 - 48 months
Options at the end of the Agreement
- Pay the final payment and keep the car
- Should your car not be worth the final payment value, you have the option to hand it back to the finance company with nothing more to pay (Terms & Conditions do apply with regards to the vehicle's mileage and condition)
- The most popular option is to part exchange your car and settle the agreement. Any excess over and above the final payment can be used as part of your next deposit. You can choose to do this at any time during the agreement.
PCP is an increasingly popular way to fund your next car purchase. It will give you lower monthly payments than a traditional loan because the car's future value is calculated and treated as the final payment. PCP has some great features including lower monthly repayments and the ability to settle at any time.
Personal Contract Purchase Explained